Insurance Claims Practices. Civil Remedy
|Rebuttal to Argument Against Proposition 31|
Arguments on this page are the opinions of the authors and have not been checked for accuracy by any official agency.
Fair is fair. You pay your premiums on time--insurance companies should pay your valid claim on time.
The insurance companies say Propositions 30 and 31 will double the number of lawsuits. That's false.
If an insurance company agrees to resolve your claim through arbitration, there is no lawsuit . A lawsuit is only allowed if the bad driver's insurance company won't pay what they owe you.
The insurance companies say Propositions 30 and 31 will allow drunk drivers to sue. That's false.
Governor Davis' office responded: "That's certainly not what the legislation does ."
The insurance companies suggest Propositions 30 and 31 will allow uninsured drivers to sue you. That's false.
Consumer Federation of California says: " The Fair Insurance Responsibility Act does not give uninsured drivers the right to sue you ".
The insurance companies say Propositions 30 and 31 will raise premiums. That's false.
The insurance companies oppose Propositions 30 and 31 because state law does not allow insurance companies to raise premiums to pay their penalties for violating the law.
The insurance companies say Propositions 30 and 31 will take money from our schools. That's false.
State Superintendent of Public Instruction Delaine Eastin: "Proposition 30 exempts public schools, police and fire departments and other public entities."
On your ballot Propositions 30 and 31 are accurately and simply described as "legislation restoring rights to sue insurers for unfair practices."
Protect your rights. Vote "Yes" on 30 and 31.
HOWARD L. OWENS
Executive Director, Consumer Federation of California
President, Consumers for Auto Reliability and Safety
KAY McVAY, R.N.
President, California Nurses Association
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