Insurance Commissioner

• Heads the Department of Insurance, which enforces California insurance laws and adopts regulations to implement the laws.
• Licenses, regulates, and examines insurance companies.
• Answers public questions and complaints about the insurance industry.

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The Department of Insurance is broken. Failed leadership is driving businesses out of California and leaving consumers with higher costs and fewer choices. Instead of working to create more jobs, they only want to expand their own political power—with all of us paying the price. As an independent insurance agent, I've been the ultimate consumer advocate for more than 30 years. As Insurance Commissioner, I'll protect consumers and create a stronger jobs climate. We can do better. I respectfully ask for your vote. For more information, please visit www.tedgaines.com.

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Four years ago, Californians elected Dave Jones as Insurance Commissioner to fight for consumers and hold insurance companies accountable. Dave Jones has saved consumers $1.67 billion by rejecting excessive auto and homeowners insurance rates. We need an Insurance Commissioner with the courage, integrity, and independence to fight to protect consumers. We need Dave Jones. Dave Jones refuses to accept contributions or gifts from insurance companies. He worked to provide health insurance to millions of uninsured Californians. He issued regulations to stop health insurers from discriminating against people with pre-existing conditions. He required health insurers to cover autistic children. Jones is leading the fight to require health insurers to justify their rates and reject excessive health insurance premium increases. When life insurance companies failed to pay beneficiaries, Jones led a national investigation and recovered hundreds of millions. Californians pay more when fraudsters scam insurance companies. Since Jones took office, this department has made over 2,450 arrests for fraud. Jones enacted regulations to protect seniors from scams. And he has investigated and helped prosecute criminals who prey on elders. Jones insists that insurers buy goods and services from California's diverse businesses and disabled veterans. Insurers must also now consider climate change impacts, thanks to Dave Jones. Jones has helped over 260,000 consumers with complaints about their insurance companies. He recovered $207 million for consumers. The Consumer Federation of California named Dave Jones a "Consumer Champion." Insurance Commissioner Dave Jones fights for us. Vote for Dave Jones for Insurance Commissioner. Visit www.davejones2014.com.

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