Official Voter Information Guide

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Propositions

Link to California Secretary of State Website

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PROP
17

ALLOWS AUTO INSURANCE COMPANIES TO BASE THEIR PRICES IN PART ON A DRIVER'S HISTORY OF INSURANCE COVERAGE. INITIATIVE STATUTE.

Summary

Put on the Ballot by the Petition Signatures

Permits companies to reduce or increase cost of insurance depending on whether driver has a history of continuous insurance coverage. Fiscal Impact: Probably no significant fiscal effect on state insurance premium tax revenues.

WHAT YOUR VOTE MEANS

YES A YES vote on this measure means: Insurance companies could offer new customers a discount on their automobile insurance premiums based on the length of time the customer had maintained bodily injury liability coverage with another insurer.
NO A NO vote on this measure means: Insurers could provide discounts to their long-term automobile insurance customers, but would continue to be prohibited from providing such discounts to new customers switching from other insurers.

ARGUMENTS

PRO Yes on 17 can save insured drivers up to $250 by eliminating a surcharge for changing insurance companies. 17 allows insured drivers to take continuous coverage discounts with them if they change insurers, just like good driver discounts. A flaw in California law prevents this. 17 saves consumers money. www.YesProp17.org
CON Mercury Insurance is spending millions on Proposition 17 so auto insurance companies can RAISE PREMIUMS AS MUCH AS $1,000 on good drivers. It reverses a voter-approved law and allows new insurance surcharges that will harm middle-class families and lead to more uninsured motorists. Consumer advocates OPPOSE Prop. 17.

FOR ADDITIONAL INFORMATION

FOR

Yes on 17-Californians for Fair
  Auto Insurance Rates
(916) 325-0056
info@YesProp17.org
www.YesProp17.org

AGAINST

Campaign for Consumer Rights
(310) 392-0522
VoteNo@StopProp17.org
www.StopProp17.org